Simple Tips For Surviving Weekly Unemployment Claims

Filing weekly unemployment claims is an important step you must complete if you want to collect benefits through your state’s unemployment insurance (UI) program. Even after you successfully apply for UI with your state agency, you cannot begin receiving benefits until you file weekly claims. This means that you need to provide specific information on a consistent basis to prove that you are eligible to receive UI. If you do not complete this step, you cannot receive financial support. 

Your unemployment office has specific rules you need to follow in order to collect benefits in your state.  Usually, this relates to how and when you need to submit your claims each week. While this can be a tedious process, there are many ways you can simplify the steps you need to take. Read the following information to learn about the best ways to survive filing your UI claims each week. By learning everything you can about your state’s unemployment weekly claim filing process, you can make sure this process goes as easily as possible. 

1. Know Your State Rules for How to File Your Unemployment Claims

Each state handles unemployment claims in a slightly different way. However, many enrollees do not pay attention to these differences. This can cause serious issues because individuals do not understand how often they need to file their claims or what type of information they need to submit.  

Furthermore, maintaining eligibility for an unemployment check requires enrollees to be proactive about maintaining their UI claims. Also, remember that benefits from an unemployment claim may not always come in the form of money. The state will decide what you are eligible for and may issue benefits in the form of:

  • Job training opportunities.
  • Assistance with improving your resume. 
  • Opportunities to help you develop your interview skills. 

Similarly, make sure you know how an unemployment calculator will be evaluating your particular situation and do not expect yours to match anyone else’s that you know. Everyone’s case is evaluated on an individual basis.  

2. How to File Unemployment Claims Honestly and on Time 

When you first apply for unemployment, it is important that you do so as soon as you lose your job. However, even after you submit your initial application, make sure you are on time with your UI claim each week. Otherwise, you might experience a delay in payment for the week you are filing for. 

Also, make sure that your unemployment claims only include honest information. Otherwise, you may face legal consequences, as well as being removed from your state’s UI program. In any case, here is some additional information to keep in mind about submitting your unemployment claims:

  • Omitting information on your unemployment claims is the same as lying. Failing to report relevant information can cause your claim to be denied. To avoid issues, make sure you provide complete, accurate information to your UI office. 
  • Be ready for the waiting week. Your state unemployment office will probably require you to serve a waiting week before you can receive benefits. This means that you will need to file a claim and meet your state’s UI requirements. However, you will not receive payment for this first week. 
  • Submit your claim on time. Your state will assign you a day each week by when you are responsible for filing your claim. To avoid payment delays, make sure you submit your information on time. 

3. How to Take Advantage of Online Services Available Through the Unemployment Office

Depending on your state, you may be able to file your  unemployment weekly claim online. When possible, this is a convenient option you should take advantage of. By using a computer to file your claim, you can submit your benefits from any place that has an internet connection. You may also be able to file your benefits by phone. Some states have an app you can use, which can help you make sure you always file your benefits on time. 

However, if you decide to file your unemployment weekly claim online, make sure you enter all of your information accurately to avoid having your account flagged for discrepancies. Simple mistakes like a misprinted email address, incorrect birthdate or wrong Social Security Number (SSN) can cause stressful delays. To avoid these issues, make sure to review your claims information before you submit. Taking these extra minutes can save you a great deal of time  should you catch an error before you submit. 

4. Know Your Unemployment Claim Obstacles Before You Start

Submitting a weekly unemployment claim is stressful. There is a great deal of information you need to remember to include in your claims, and you need to make sure you file on time. Since being unemployed is difficult on its own, it is important that you make sure you can streamline your claims process each week. 

One way to do this is by identifying any potential obstacles that can cause issues when you apply for unemployment benefits each week. For example, you need to make sure that you have a bank that allows you to set up direct deposit services from your state unemployment office. Also, if you move at all during the time when you are receiving UI benefits, make sure you update local office. Otherwise, you may encounter difficulty when it comes time to receiving payment. 

Finally, bear in mind that all unemployment checks are temporary solutions to a problem. These benefits are not guaranteed financial security for an indefinite amount of time. Most benefit cycles last no more than 26 weeks. In some states, however, they do not even last that long. Plan accordingly and approach your weekly claims with the seriousness and care owed to the kind of support they represent. If you require assistance with any part of your unemployment weekly claim, the Department of Labor (DOL) offers support in multiple languages and in a variety of helpful formats. Make sure you request the assistance you need.